EN

We invest in your project as partners: we share profits by agreement and risks fairly proportionally to each party's contribution.

Partnership Financing for Your Business Growth

CALCULATE FINANCING

berik_oteuli@mizanfinance.kz

MENU

+7 707 576 0380

contact phone

Stable income

Collateral property available

Expansion plans

Own funds
(from 20% of project cost)

Experience in contract execution
(for contract financing)

Who It's For
Small and medium-sized businesses that have:

Amount

From 25 to 100 million ₸

Project Assessment

Comprehensive analysis of solvency and project prospects

Focus

Project payback period up to 2 years

Mizan's profit share

Discussed individually and depends on project profitability

Term

From 6 months to 2 years

Financing Parameters

Calculate
Financing

Financing Type
Project Cost
from 25 to 100 million ₸
Client Contribution
min. 20% of project cost
Financing Term
Expected Profit
Project profit is shared between the partner and Mizan by personal agreement
Financing Amount
20 000 000 ₸
Term
12
Percentage of Expected Profit (40%)
0 ₸
Markup
4 000 000 ₸
Total to Return
20 000 000 ₸
Monthly Payment
100 000 ₸
Collateral Value (Real Estate)
28 571 429 ₸
Your Name
Phone Number

Mizan — up to 80%, you — from 20%

Financing

Shared proportionally to invested funds

Losses

By agreement depends on project profitability

Profit

Real estate collateral for protection against unfair actions

Guarantees

How Partnership Works

Watch video

We earn only if the project earns – partners' interests are aligned

01

Aligned Interests

Losses are limited to the size of the contribution profit is unlimited

02

Fair Risk Distribution

We are not part of the founders. Short-term financing

03

Maintaining Control

Mizan's profit share can be accounted for as a deduction when calculating CIT

04

Tax Effect

What YOU get as a client

CALCULATE FINANCING
TEAM
Berik Zairov
CEO & Founder
Expert in banking and finance with over 15 years of experience. Went from accountant to CFO, worked in banking and real business. Actively participated in public activities to protect SME interests, was part of working groups under Atameken NPP, Government, Mazhilis, engaged in tax and financial consulting.
Bagdar Zhursinali
Compliance Officer & MLRO
Expert in AML/CFT, regulatory compliance and corporate governance. Has legal and financial education, including a master's degree in banking and financial law, a diploma in Islamic finance and international AAOIFI certification (CSAA).
Berik Oteuli
Financing Manager
Economist-analyst with a master's degree, educated in the USA, Poland and Turkey. Analyzes financial sustainability of SMEs and provides full expert support for financing projects.
Maksatbek Kairgaliyev
Chairman of the Shariah Board
Director of the Zakat and Charity Foundation, heads an Islamic Shariah consulting firm. Holds bachelor's and master's degrees in Shariah sciences and Arabic language. Specialization in fatwa research (Tahassus fil-Ifta) from Darul Uloom Karachi, Pakistan. Pursuing master's and doctorate degrees in religious studies at L.N. Gumilyov Eurasian National University.
Adilbek Ryskulov
Shariah Advisor
Expert with over 14 years of experience in Islamic banking and finance, and over 10 years in risk management. Currently works as a Shariah advisor and Islamic finance expert for various Islamic financial institutions and projects, including banks, financial companies and fintech enterprises.
Berik Beisenbekov
FRM. Risk Manager
Member of the Global Association of Risk Professionals (GARP). Consultant-practitioner in credit risks, corporate risk management system, internal control and risk assessment of investment projects (including in the agricultural sector). Experience in banking and quasi-governmental sectors — over 15 years.
Aisulu Nurmagambetova
Chief Accountant
A professional accountant in Kazakhstan, specializing in financial accounting, taxation, and internal financial control. Has practical experience in banking, audit, and outsourcing companies that specialize in accounting and financial consulting services.
Asem Baimakashova
Chief Financial Officer
An expert with over 10 years of experience in financial management and financial and operational risk management, with practical experience in financial institutions and the regulatory environment. Certified FRM (GARP).
Indira Zhunusova
Lawyer
An expert in contract and corporate law. Helps companies and clients build legally secure transactions, minimize risks, and protect business interests. Holds a higher legal education, a master’s degree in Accounting and Audit, and a certificate in the Fundamentals of Islamic Finance and Banking course.
© 2026 MIZAN Islamic Finance Ltd. All rights reserved.
MIZAN Islamic Finance Ltd. — licensed AIFC company.
License № 25064900544 issued on 16.07.2025..
Accepting SME financing applications since November 2025.
All operations are verified by the Shariah Board for compliance with Shariah standards.

berik_oteuli@mizanfinance.kz

+7 707 576 0380

contact phone
Made on
Tilda